Rate Sheet

Welcome to the Marco Mortgage ServicesMarco Mortgage Services, Inc. RATES page. Rates are subject to change without notice and can change intra-day. Rates are specific to each borrower so please call or email for exact rate quote since many variables(i.e. closing costs, credit, loan amount, & downpayment) determine the rate.

Rate-shopping can be confusing and time consuming.
Current posted rates are in effect as of 12/02/2008 8:08:03 PM Central Time.
HONESTY, INTEGRITY AND FULL DISCLOSURE UP FRONT

30y Fixed Rate
Rate	Points	APR	Lock Days
5.250%	1.000%	5.380%	30
5.375%	0.000%	5.415%	30
The APR is calculated using a loan amount of $300,000 and these typical fees.

15yr Fixed Rate
Rate	Points	APR	Lock Days
5.000%	1.000%	5.222%	30
5.375%	0.000%	5.443%	30
The APR is calculated using a loan amount of $300,000 and these typical fees.

5/1 ARM INTEREST ONLY
Rate	Points	APR	Lock Days
5.375%	0.750%	5.202%	30
5.625%	0.000%	5.180%	30
The APR is calculated using a loan amount of $300,000 and these typical fees.

30 YEAR FIXED JUMBO > $417,000
Rate	Points	APR	Lock Days
7.375%	1.000%	7.502%	30
7.625%	0.000%	7.650%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

3/1 ARM JUMBO > $417,000
Rate	Points	APR	Lock Days
6.000%	1.000%	5.243%	30
6.250%	0.000%	5.194%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

5/1 ARM JUMBO > $417,000
Rate	Points	APR	Lock Days
6.125%	1.000%	5.384%	30
6.500%	0.000%	5.392%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

7/1 ARM JUMBO > $417,000
Rate	Points	APR	Lock Days
6.250%	1.000%	5.545%	30
6.625%	0.000%	5.588%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

5/1 ARM INTEREST ONLY JUMBO > $417,000
Rate	Points	APR	Lock Days
6.125%	1.000%	5.057%	30
6.500%	0.000%	5.067%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

7/1 ARM INTEREST ONLY JUMBO > $417,000
Rate	Points	APR	Lock Days
6.375%	1.000%	5.590%	30
6.750%	0.000%	5.632%	30
The APR is calculated using a loan amount of $550,000 and these typical fees.

We look forward to working with you at Marco Mortgage Services and securing the best loan program and rate to fit your specific needs. Our goal is to make you a "Raving Fan" of ours so you will refer all of your friends and family to us for a smooth and stress free mortgage process and closing.

Alicia M. Childs, Manager
Office:  (239) 389-2618
Cell:  (239) 272-6003
Fax:  (239) 389-3288